CentralBlue Insights
& Homeowner Hub

An OTP is an agreement between you and the seller with the amount you wish to pay and other conditions of your offer for the seller. This is the first step to acquiring your dream home. We will also provide an estimation of what the monthly repayment amount will be.

Your agent will present this to the seller/’s, who will accept, reject or make you a counteroffer

We will apply at multiple banks for you, at no extra fee, so that you can get the best deal possible.

Sometime banks require that you pay some of the purchase price upfront (a downpayment).

Your agent will present this to the seller/’s, who will accept, reject or make you a counteroffer.

Use a bond calculator here.

If your application for a bond is approved, the next step is for an attorney to register the property in your name, after which the bond will be transferred to you legally.

On registration, the house is yours!

You will need to register your new municipal rates account (yourself or your attorney can assist) and pay a deposit for utilities so that you have water and lights when you move in!

Confirm and arrange your move-in date and time with your agent.

If you move in before the bond is registered in your name, you may need to pay occupational rent